Denied Due to Bad Credit?

Bad Credit, such as chargeoffs, judgments, and other negative listings
can be deleted and removed from your credit report.

 
 

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Repair Bad Credit

 

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Top 5 Tips For Bad Credit Repair
By CHRISTOPHER WRIGHT
You're thinking about buying that new car you've had your eye on. You're going to need this information. You and spouse need more room for your growing family, you need a bigger home. There are Read more...

Trying To Land A Job? Poor Credit Scores May Hurt Your Chances
By By Harwon Mihtar
Many employers are now looking at an applicant's credit report for hiring purposes. During an interview process a potential employer may request your written consent to access your credit Read more...


 


The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis of "completeness and accuracy." When a consumer files a dispute, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete. In some circumstances, the credit bureau is required to go beyond a simple verification of the creditor's own computer record. If, within 30 days, the credit bureau has not received verification from the creditor, then the credit bureau must promptly delete the credit listing.

 
The Cost of Bad Credit
 

If you are making payments on a car, you are probably paying between $5,000 and $9,000 more just for having bad credit. This added interest shows up every month in a higher payment.

The following chart illustrates this:

Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and $130,000 more in interest if you are buying the home with bad credit.

 
How to Repair Your Credit

 

Don't waste $1,000's paying Credit Repair Agencies or Law Firms to repair your credit when you can do it yourself for Free. Our report shows how.

 

Click here for Details!


 

 
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How To Avoid Credit Repair Complications If You Are A Homeowner
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